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SSC CHSL vs SSC CGL — Which Exam Should You Target?

4 April 2026·7 min read·Updated 6 Apr 2026

SSC CHSL and CGL share 80% syllabus but differ in eligibility, salary, and competition. Here is which one to target based on your profile.

Quick Comparison

Here is the side-by-side comparison of SSC CHSL and SSC CGL on all major parameters.

ParameterSSC CGLSSC CHSL
Full FormCombined Graduate LevelCombined Higher Secondary Level
EligibilityBachelor's Degree12th Pass (Higher Secondary)
Age Limit18-32 years18-27 years
Starting Salary₹25,500 - ₹81,100/mo₹19,900 - ₹63,200/mo
Top PostsTax Assistant, Auditor, InspectorLDC, DEO, PA/SA
Competition~30-40 lakh applicants~50-60 lakh applicants
Vacancies7,000 - 15,0004,000 - 10,000
DifficultyModerate-HardEasy-Moderate
Exam StagesTier-I + Tier-IITier-I + Tier-II + Typing Test
Negative Marking0.50 marks0.50 marks

Eligibility — The Key Difference

The biggest difference is educational qualification. SSC CGL requires a bachelor's degree (any stream). SSC CHSL only needs 12th pass. If you are a graduate, you can appear for both. If you are 12th pass, you can only appear for CHSL (and MTS).

Salary Comparison (Detailed)

SSC CGL posts pay significantly more because they are Group B/C gazetted or non-gazetted positions in central ministries.

PostExamPay LevelGross Salary
Tax Assistant (CBDT/CBIC)CGLLevel 4 (₹25,500)₹38,000 - ₹42,000
Auditor (C&AG)CGLLevel 5 (₹29,200)₹42,000 - ₹48,000
Inspector (CBI/NIA/Narcotics)CGLLevel 7 (₹44,900)₹58,000 - ₹65,000
Statistical InvestigatorCGLLevel 6 (₹35,400)₹48,000 - ₹55,000
Lower Division Clerk (LDC)CHSLLevel 2 (₹19,900)₹28,000 - ₹32,000
Data Entry OperatorCHSLLevel 4 (₹25,500)₹35,000 - ₹40,000
Postal Assistant / SACHSLLevel 4 (₹25,500)₹35,000 - ₹40,000

Syllabus Overlap — 80%+ Identical

This is the most important fact for aspirants. SSC CGL and CHSL Tier-I have nearly identical syllabi — same 4 sections (Quant, Reasoning, English, GK), same question types, same pattern. The only difference is difficulty level: CGL questions are slightly harder.

  • 1Quantitative Aptitude: Identical topics. CGL has harder word problems and DI. CHSL is more straightforward.
  • 2Reasoning: Identical topics and similar difficulty. Same patterns repeat in both exams.
  • 3English: CGL has slightly harder vocabulary and comprehension. Grammar questions are the same.
  • 4General Awareness: CGL has more in-depth questions. CHSL focuses on basic facts and current affairs.

Which One is Harder?

SSC CGL is harder in terms of question difficulty, but SSC CHSL has more applicants per vacancy, making the cutoff competition fierce. In CGL, the Tier-II exam (Mains) is significantly harder than CHSL Tier-II. For a well-prepared graduate, CGL is the better bet because the reward (salary) is proportionally much higher relative to the extra effort.

The Smart Strategy: Prepare for CGL, Appear for Both

If you are a graduate, prepare at CGL level and appear for both CGL and CHSL. The syllabus overlap is 80%+, so one preparation covers both exams. CHSL becomes your safety net — even if you miss the CGL cutoff, you have a strong shot at CHSL. If you are 12th pass, appear for CHSL + MTS (same logic — CHSL prep covers MTS). This gives you multiple chances with a single preparation.

Who Should Target What?

Your ProfilePrimary TargetAlso Appear For
Graduate, age < 30SSC CGLSSC CHSL, SSC MTS
Graduate, age 30-32SSC CGL (last chance)SSC CHSL (if age allows)
12th Pass, age < 25SSC CHSLSSC MTS, Railway Group D
12th Pass, want to study furtherSSC CHSL now, CGL after degreeSSC MTS as backup

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